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Welcome to The Schmidt Realty Group'sEdmonton Real Estate Website

Welcome! Here You Can Find Great Information on Edmonton, Alberta Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Edmonton real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Edmonton real estate agent, I have the experience and track record you are looking for. Please let me help.

- Kathy Schmidt

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Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Q	In what movie did a cute extra-terrestrial take refuge in a California home on a cul-de-sac with a mountain peak towering behind it?
A	Steven Spielberg's 1982 classic "E.T." was filmed in a real house on Lonzo Street, Tujunga, northeast of the San Fernando Valley.
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The Schmidt Realty Group, REALTOR®, real estate agent and broker for Edmonton, Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Schmidt
Schmidt Realty Group
4736-99th Street
Edmonton, AB T6E 5H5
780.437.2030
Fax: 780.431.1277
Kathy@WeSellEdmonton.com

schmidt realty group has a better way to sell your home Schmidt realty group is a unique brokerage of Edmonton real estate agents working as a team to serve you better. Extended evening and weekend hours cater to your schedule, and make it easier for buyers and agents to make appointments to view your property. Schmidt realty group has the results, the references, and the relationship we would want if we were choosing a REALTOR® ourselves. Plus, we offer a price that sellers love! schmidt realty group will find the right home for you Fairly priced, quality homes do not stay on the market long in Edmonton Alberta! Buyers need rapid response and vigilant representation from their REALTOR® when purchasing a home. Schmidt realty group is a team of real estate agents working together to respond quickly to your needs in Edmonton's hot housing market. Buyers who choose schmidt realty group see new listings faster! schmidt realty group guarantees results Happy buyers and sellers tell us they loved the personalized service they received from their schmidt realty group real estate specialist, and close communication with our team throughout their purchase or sale gave them real peace of mind. We guarantee you'll be happy too! Our entire brokerage and your personal REALTOR® are committed to providing you with a real estate experience that is second to none. With our Easy Exit Agreement you are satisfied ... or free to find a new representation! That's confidence you can trust! Call us today @ 437.2030 schmidt realty group inc excellence in real estate

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